I want to increase my credit card limit

Hi Kushal,

Credit card limit can be enhanced only when bank sees you eligible for it. For this you have to show them that you earn enough to get eligible for higher credit card limit. Sometimes they also offer you limit enhancement automatically on the basis of your previous transaction. For example , if you make big transaction using your card but you are paying back in advance then bank may offer you higher limits.

Also, if you also maintain bank account with the company and have good balance maintained then you may get higher limit.

Lastly, if you are really interested to have higher limit then open and FD with bank, and in lieu they will give you limit equals to or less than the Fixed Deposit you made with the bank.

Let me know which bank's card you are using, I may be able to help you more.