I m using hdfc money back credit card for past 4 months and with i was given 40000 rupees limit but my card limit has finished and i all my card bill before the due date so what should i do for enhancement of my card limit so that i could start my use with my card
eTI Iron
Credit card limit is awarded on the basis of your credit score as well as your income status. However, on new credit card, even if you have good earning, they may not give you big credit limits. Either you wait for some more time and maintain good records like paying bills at time and not using all credit limit. Or, you may simply make some fixed deposit in HDFC bank as security to increase limit for this card.
Just remember, always pay your credit card bills in time else they may diss approve your credit enhancement request.
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