Can anyone knows how can I get EMi option to purchase mobile phones or another other good online through online stores ? I am seeing now lots of good offers are there online with EMI on credit card but I can't afford a credit card and also I do not have proper and complete document to get a credit card. But I have debit card, can I get EMI facility to purchase item through flipkart, snapdeal or infibeam sites ?
Also I heard that using credit card is not safe and is very risky .. Please give information full.